* This fee can be lower depending on how and where the card is used.
No overdraft/credit feature.
Your funds are eligible for FDIC insurance
For general information about prepaid accounts, visit cfpb.gov/prepaid
Find details and conditions for all fees and services inside the cardholder agreement or call 1-855-978-7011 or visit enft.us/care
|Fee||Fee Description Online/Statement||Fee Amount||Details|
|Cash Reload||Card Load||$4.95||We will not charge a fee. The “Mastercard® rePower” location may charge a fee up to $4.95 when reloading your card. This fee is subject to change.|
|ATM Withdrawal, in-network||ATM Withdrawal Domestic||$0||There are no fees associated with withdrawing cash from an ATM in the Allpoint network|
|ATM Withdrawal, out-of-network||ATM Withdrawal Domestic||$2.00||This is our fee. Out-of-Network ATM operators are not affiliated with our programs and may impose additional charges. The ATM operator may also charge you a fee, even if you do not complete a transaction. You can withdraw cash from an Allpoint ATM for no fee. You can also request cash back, at no charge, by selecting “Debit” and entering your PIN when making a purchase at a retail location. We will waive this fee for ATM withdrawal anywhere in the U.S. twice per calendar month|
|Financial Institution Withdrawal||Over Counter Fee||$0||We do not charge a fee. The financial institution may charge you a fee. You can request cash back, at no charge, by selecting “Debit” and entering your PIN when making a purchase at a retail location.|
|Using your Card outside the U.S.|
|International Purchase||Merchant Name and Location (variable)||1%||Transactions made in currencies other than U.S. dollars will be converted to U.S. dollars. Conversion fee applies to all Transactions made outside of the U.S and is determined by Mastercard network using current conversion rates. This fee is included in the total amount of the settled Transaction.|
|International ATM Withdrawal||ATM Withdrawal International||$3.00||This is our fee. You may also be charged an additional fee by the international ATM operator, even if you don’t complete a transaction. The international ATM Operator may also charge you a currency conversion fee, or other use of their ATM.|
|International ATM Balance Inquiry||Balance Inquiry International||$0||We do not charge a fee. The international ATM Operator may charge you a fee for the use of their ATM even if your do not complete a transaction.|
Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to Sunrise Banks N.A., an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event the Bank fails, if specific deposit insurance requirements are met and we have been able to verify your identity. See fdic.gov/deposit/deposits/prepaid.html for details.
No overdraft/credit feature.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.